VA Mortgage Rates

Today’s VA Rates

Competitive VA pricing — but only relevant if it improves your full financial picture.

Rates effective · Subject to change · Includes discount points
VA Fixed
Interest Rate

APR
Discount Points
Monthly Payment
Origination Fee $0

A VA loan of $300,000 for 30 years at 5.375% interest and 5.516% APR will result in a monthly payment of $1,679.91. Taxes and insurance not included; therefore, the actual payment obligation will be greater. Discount points included. All loans subject to credit approval.

VA Fixed
Interest Rate

APR
Discount Points
Monthly Payment
Origination Fee $0

A VA loan of $300,000 for 15 years at 4.875% interest and 5.083% APR will result in a monthly payment of $2,364.66. Taxes and insurance not included; therefore, the actual payment obligation will be greater. Discount points included. All loans subject to credit approval.

$0 origination fee — many VA lenders charge up to 1%
Pricing structured across lenders — not locked to one bank
We’ll tell you if another offer is better
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Not just the rate — but what it actually does to your payment, payoff timeline, and total cost.
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Illustrative Example
Before
Mortgage $1,800/mo
Other debt $1,200/mo
Total going out $3,000/mo
After restructuring
Single payment ~$2,400/mo
Monthly difference +$600

Illustrative example. Actual results vary based on credit, equity, debt mix, rates, terms, and lender approval. Do not rely on this as a projection of your outcome.

These rates only matter if they improve your full picture.

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Rates displayed are “as low as” and effective . Displayed rates include discount points and are subject to change. Rates vary based on creditworthiness, loan-to-value ratio, occupancy type, property type, and loan purpose. No origination fee. All loans subject to credit approval. NMLS #2822744 · Focus Home Mortgage Inc. NMLS #2769672 · Equal Housing Lender.