Author · Mortgage Loan Originator
NMLS #2822744 · Lending through Focus Home Mortgage Inc., NMLS #2769672
Chad Evers is a licensed Mortgage Loan Originator (NMLS #2822744) who originates through Focus Home Mortgage Inc. (NMLS #2769672), with active mortgage licenses in Florida, Maryland, Ohio, and Tennessee. His work is education-first: helping veterans think through VA loan and debt-restructuring decisions — and helping real-estate investors and self-employed borrowers navigate DSCR, bank-statement, and non-QM financing — so borrowers understand their options before they decide. Equal Housing Lender.
Next Duty Vet content is educational and is reviewed by Chad Evers. See our editorial standards and methodology.