Terms of Use

Please read these terms before using this site. · Effective September 1, 2026

By using nextdutyvet.com you agree to these terms. If you do not agree, please do not use the site.

What This Site Is

Next Duty Vet is a publication of Viador Partners LLC. It exists to help veteran homeowners understand VA loan rules, benefits that touch the house, and the options available when a mortgage decision is on the table.

Viador Partners LLC is not a mortgage lender or a mortgage brokerage. Mortgage origination is performed by Chad Evers, a licensed mortgage loan originator, NMLS #2822744, through Focus Home Mortgage Inc. NMLS #2769672.

Not a Commitment to Lend

Nothing on this site is a commitment to lend, a loan approval, or an offer of specific terms. Every loan is subject to borrower qualification, complete underwriting, property eligibility, and applicable state and federal law.

No Assurance of Outcome

We cannot promise loan approval, a particular rate, or a particular result. Every file is evaluated on its own facts. Lender requirements differ, and requirements that go beyond VA’s own rules are common. What worked for one borrower may not be available to another.

Accuracy

We work to keep this site accurate, but rates, program details, tax figures, and regulations change. Anything shown here is illustrative and may be out of date by the time you read it. Calculator outputs and example figures are estimates, not quotes.

Not Professional Advice

Nothing here is legal, tax, or financial advice. Consult a qualified attorney, accountant, or financial professional about your own situation before making a decision.

Not Affiliated With the VA

Next Duty Vet is a private publication. It is not endorsed by, sponsored by, or affiliated with the U.S. Department of Veterans Affairs or any government agency.

Third-Party Links

We link to outside sites for reference. We do not control them and are not responsible for their content or their privacy practices.

Licensing

Chad Evers, NMLS #2822744. Mortgage origination through Focus Home Mortgage Inc. NMLS #2769672. Loan availability depends on the state where the property is located and on the licensing that applies there.

Governing Law

These terms are governed by the laws of the State of Florida, without regard to conflict of law rules. Disputes arising from these terms or your use of this site will be resolved in the courts of the State of Florida.

Contact

Viador Partners LLC
Tampa, FL 33609
Email: [email protected]
Phone: (813) 419-2983

Changes

We may revise these terms. Revisions are posted here with a new effective date. Continued use of the site after a change means you accept the revised terms.